iPhone 11 Pro Installment Plan in UAE – 2025 Guide (No Credit Card Needed)
If you are in the UAE and considering upgrading to the iPhone 11 Pro, there is no need to empty your wallet all at once. As a student, working professional, or resident with limited initial cash, you can now get the iPhone 11 Pro on easy installment plans, in some cases without a credit card.
This is the easiest way to buy the iPhone 11 Pro on monthly payments, with multiple storage options (64GB, 256GB, 512GB) and a wide range of suppliers, telecom services, and plans offered by banks.
iPhone 11 Pro – Quick Specs
| Feature | Details |
| Display | 5.8” Super Retina XDR OLED |
| Chipset | Apple A13 Bionic |
| Cameras | Triple 12 MP (Ultra Wide, Wide, Telephoto) |
| Front Camera | 12 MP TrueDepth |
| Battery | 3,046 mAh with Fast & Wireless Charging |
| Storage Variants | 64GB / 256GB / 512GB |
| Water Resistance | IP68 (up to 4m for 30 mins) |
| Operating System | iOS 13 (Upgradable to iOS 17+) |
iPhone 11 Pro UAE Price (2025 Estimate)
| Model | Retail Price (AED) |
| iPhone 11 Pro 64GB | AED 3,599 – 4,420 |
| iPhone 11 Pro 256GB | AED 4,199 – 5,020 |
| iPhone 11 Pro 512GB | AED 5,427 – 5,827 |
Prices may vary depending on the retailer, condition (new/refurbished), and promotion.
Where to Buy iPhone 11 Pro in Installments in the UAE
1. Etisalat SmartPay Plan
Installment Options: 12, 18, 24 months
Emirates ID required | Credit card not mandatory
| Variant | One-Time | 12 Months | 18 Months | 24 Months |
| 64GB | AED 4,018 | AED 352 | AED 245 | AED 195 |
| 256GB | AED 4,618 | AED 403 | AED 280 | AED 225 |
| 512GB | AED 5,427 | AED 472 | AED 330 | AED 265 |
Benefits
No credit card? Etisalat accepts applications with a valid Emirates ID and proof of employment or salary slip.
2. iSTYLE UAE (0% Interest Installments)
Installment Options: 3, 6, 12, 24, up to 48 months
A credit card is required from partner banks
| Model | Price (AED) | 12-Month Plan (Approx.) |
| iPhone 11 Pro 64GB | AED 3,619 | AED 301.58/month |
| iPhone 11 Pro 256GB | AED 4,199 | AED 349.92/month |
Partner Banks
RAKBANK, ADCB, ADIB, Citibank, DIB, Emirates NBD, Emirates Islamic, FAB, HSBC
Bank Perks
Minimum purchase: AED 1000 – AED 2000, based on the bank.
All plans are subject to credit card limit and approval.
3. Apple UAE – Direct Installment Option
Available via Apple Online or Retail Stores
How it Works
- Buy iPhone 11 Pro online or in-store
- Contact your bank to arrange for an installment plan.
- Installment tenure varies (up to 12 months)
4. Sharaf DG – Quick EMI Plans
| Model | Price (AED) | 12-Month Plan |
| iPhone 11 Pro 512GB | AED 1,999 | AED 167/month |
| iPhone 11 Pro 64GB | AED 1,799 | AED 150/month |
Note: Sharaf DG frequently offers refurbished or discounted iPhones, making this a budget-friendly option for buyers.
5. Amazon UAE – Flexible Credit Card EMI
Amazon UAE supports 0% EMI plans through central UAE banks on eligible iPhones over AED 1,000.
iPhone Installment with No Credit Card?
Don’t have a credit card? Here’s what you can do:
Etisalat or Du
Buy Now Pay Later (BNPL) Apps
Essential Tips Before Buying on Installment
- Check total cost, including any hidden interest or fees.
- Ask for 0% plans wherever possible.
- Compare prices across platforms before locking into an EMI.
- Understand cancellation/refund terms, especially for telecom contract devices.
- Avoid exceeding credit limits, as this can negatively impact your credit score.
Why Choose Installments?
Conclusion
The iPhone 11 Pro remains a powerful and stylish choice in 2025, and UAE residents have numerous installment options, ranging from zero-interest credit card EMIs to non-credit card telecom plans. Choose based on your needs:
Ready to buy? Always verify terms on the retailer’s official site or contact your bank before confirming any installment purchase.
